Let’s face it, the stock market has been on a rollercoaster and money managers everywhere have a lot of excuses why they are underperforming. At Navigator Money Management, we’re putting our money where our mouth is. Our PORTFOLIO PERFORMANCE PROGRAM is simple. We will work with you to select a market index that we have to beat. That index may be the S&P 500, Barclay’s Capital Bond or other appropriate major benchmarks that reflect your risk tolerance level and investment objectives. If we don’t beat that index, you don’t pay a thing! If we are successful, we will accept 20% of the difference in your portfolio above the index as our fee… a true win/win relationship!

• Forecast – August 2007:
  Navigator believes that the liquidity crisis and mortgage meltdown will require that it take a strong defensive position. Navigator Newsletters introduces Zero Coupon Bonds into our portfolios.
   
  Results: August 30, 2007 – December 11, 2008:
  This asset class outperformed the S&P 500 by more than 45%.
  
  
  
• Forecast – January 2008:
  Navigator foresees a tumultuous year in the economy including an easing in monetary policy and a ballooning federal deficit. Navigator Newsletters focuses on capital preservation by introducing Treasury Inflation Protected Securities (TIPS) into our portfolios.
   
  Results: January 2008 – January 2009:
  This asset class outperformed the S&P 500 by more than 30%.
  
  
  
• Forecast – December 2008:
  After a tremendous run up in treasury bond prices in 2008, Navigator Newsletters moves
  Rising Rates/Floating Rates funds into our portfolios so that clients will capitalize when the
  current historically low interest rates go back up.
   
  Results: January 1, 2009 – February 28, 2009:
  Obviously, long-term results are developing; so far this year this asset class has outperformed the S&P 500 by more than 38%.
  
  

So many of the existing styles of money management are no longer working; buy and hold doesn’t work, market timing doesn’t work … and not opening your statements to see how bad things are doesn't work. It’s time for a change. And that change is shifting the burden of performance to the money manager.

If you want personal attention from a five-star (Morningstar) money manager – then Navigator Money Management, Inc. is the investment advisor for you. Due to the uniqueness of the PORTFOLIO PERFORMANCE PROGRAM, it is only available for portfolios of one million dollars or more. There are no loads, no commissions, and no transaction fees in this program. We do not receive a penny of investment advisory fees unless you beat the benchmark. This offer is good for new clients or new investments only. Open enrollment ends April 15, 2009.

To learn more about becoming a private client of Navigator Money Management, Inc., please contact me at mgrimaldi@navigatormoney.com.

Here’s to a successful 2009,

* The custodian for your accounts must be Fidelity or Schwab.